Colorado Small Estate Affidavit Limit (2026)
In Colorado, estates valued at or below $82,000 can bypass formal probate court proceedings under Collection of Personal Property by Affidavit (C.R.S. § 15-12-1201). Use the interactive calculator below to evaluate whether your estate qualifies.
In Colorado: Estates with qualifying probate assets valued at or below $82,000 can bypass formal probate court proceedings under C.R.S. § 15-12-1201 (Collection of Personal Property by Affidavit). Heirs must observe a mandatory statutory waiting period of 10 days after death before executing the affidavit. Real property transfer is strictly excluded (requires formal court petition).
Colorado Small Estate Affidavit Eligibility Checker
Statutory Threshold: $82,000 under C.R.S. § 15-12-1201
1. Probate Assets Valuation
Enter the gross fair market value of assets titled solely in the decedent’s name with no designated beneficiary.
2. Exempt Non-Probate Exclusions
Assets that pass automatically by contract or operation of law bypass probate and are 100% EXCLUDED from the statutory limit.
Qualifies for Colorado Small Estate Procedure
Collection of Personal Property by AffidavitLegal Analysis: The decedent’s probate-subject assets total $45,000, which is under the $82,000 statutory maximum established by C.R.S. § 15-12-1201. Heirs can bypass formal court administration.
📋 Next Statutory Steps for Colorado:
- Required Form: Affidavit for Collection of Personal Property Pursuant to C.R.S. § 15-12-1201 (JDF 999).
- Waiting Requirement: Wait 10 days after the decedent’s date of death before presenting or filing.
- Documentation: Attach certified death certificate and proof of decedent’s sole ownership.
- Notarization: Must be signed under penalty of perjury in the presence of a licensed Notary Public.
- Presentation: Present certified copies directly to asset holders (e.g. Chase, Wells Fargo, brokerage firms) without open probate.
STATUTORY PROBATE EXEMPTION AUDIT DOSSIER & SMALL ESTATE EVALUATION
JURISDICTION: STATE OF COLORADO · COLLECTION OF PERSONAL PROPERTY BY AFFIDAVIT (C.R.S. § 15-12-1201)
Generated: 11/2/2026
Pursuant to C.R.S. § 15-12-1201, the decedent's probate-subject estate of $45,000 is beneath the statutory maximum of $82,000. Rightful distributees may collect assets directly via Form: Affidavit for Collection of Personal Property Pursuant to C.R.S. § 15-12-1201 (JDF 999) without formal probate proceedings.
1. Statutory Asset & Liability Valuation
| Sole Personal Property, Bank Accounts & Vehicles: | $45,000 |
| Countable Net Real Estate Equity: | $0 (Disqualified) |
| Gross Probate-Subject Estate: | $45,000 |
| Colorado Small Estate Statutory Cap: | $82,000 |
| Excluded Non-Probate Assets (Trusts, TOD, Survivorship): | $75,000 |
| Deductible Funeral & Final Medical Expenses: | -$5,000 |
2. Statutory Conditions & Mandatory Requirements
A minimum of 10 days must elapse after death before asset holders may release property.
Instrument: Affidavit for Collection of Personal Property Pursuant to C.R.S. § 15-12-1201 (JDF 999)
Court: District Court / Denver Probate Court
Affiant / Successor Signature:
Full Printed Name / Executed Under Penalty of Perjury
Notary Public Acknowledgment:
State Seal, Commission Expiration & Date
Colorado Statutory Small Estate Rules & Qualifications
⚖ Key Legal Parameters
- Maximum Estate Value:
- $82,000
- Mandatory Waiting Period:
- 10 days after death
- Real Property Included:
- No (Personal property only)
- Governing Statute:
- C.R.S. § 15-12-1201
- Judicial Venue:
- District Court / Denver Probate Court
📑 Required Documentation & Procedure
Only a 10-day waiting period; notarized JDF 999 form presented directly to asset custodians.
Real Estate Transfer Rules in Colorado
Personal property only. Real estate requires formal or informal probate appointment.
Exclusions: Excludes liens and encumbrances; inflation-adjusted annually by Colorado Judicial Department.
How to File a Small Estate Affidavit in Colorado
- Check the Asset Total: Calculate all personal property solely titled in the decedent’s name. Subtract outstanding secured debt and statutory funeral deductions. Confirm that the final total does not exceed $82,000.
- Verify Beneficiary Designations: Ensure you are not counting assets that pass directly by contract, such as life insurance policies, 401(k) accounts, or bank accounts designated as Payable-on-Death (POD).
- Wait the Required Time: In Colorado, you must wait 10 days prior to presenting the affidavit to any institution.
- Complete the Affidavit for Collection of Personal Property Pursuant to C.R.S. § 15-12-1201 (JDF 999): Draft the document, listing every financial institution, account number, and exact dollar balance.
- Notarize Under Oath: All rightful distributees or the designated representative must sign before a licensed notary public under penalty of perjury.
- Present to Custodians: Deliver the notarized affidavit alongside a certified copy of the death certificate to banks, DMVs, or asset holders to claim and distribute funds.
Frequently Asked Questions About Colorado Small Estates
What is the small estate limit in Colorado for 2026?
Under C.R.S. § 15-12-1201 (Collection of Personal Property by Affidavit), the 2026 small estate threshold in Colorado is $82,000. Estates with gross probate assets at or below this value qualify for expedited transfer without formal court probate.
How long do you have to wait after death to file a small estate affidavit in Colorado?
In Colorado, heirs must wait a mandatory statutory period of 10 days after the decedent’s date of death before executing and presenting the small estate affidavit to asset holders.
Can real estate be transferred with a small estate affidavit in Colorado?
No. In Colorado, small estate affidavits apply exclusively to personal property (bank accounts, vehicles, final wages, personal effects). If the deceased owned real estate titled solely in their name, court probate administration is required to transfer marketable title.
What form is required for a small estate in Colorado?
The required official legal instrument is the Affidavit for Collection of Personal Property Pursuant to C.R.S. § 15-12-1201 (JDF 999), which must be signed under oath in the presence of a notary public and presented to asset holders or filed with the District Court / Denver Probate Court.
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